If you used a third-party tax filer, such as TurboTax and H&R Block, your stimulus check might be delayed. The delay is due to how the government transfers the funds. Stimulus payments for tax filers who used third parties go to a provisional or pending account. The IRS looked at 2019 tax filings to determine who was eligible for stimulus payments and for what amount.
Since it was at the beginning of the year when the first round of payments went out, the government would look back at 2018 filing if you did not file your 2019 taxes. This time, the government only looked at 2019 filings. If you did not file your 2019 taxes, you missed your opportunity to collect a stimulus check. However, you did not lose out on getting a stimulus payment.
Similarly, the government might now have sent you the full amount you are eligible for.
If your income changed or you gained a new qualified dependent, like a new baby, the government might owe you some money.
Alternatively, you might have missed your payment if your bank information changed or you moved to a different address.
The IRS will use the details on your 2019 filings when figuring out how to send your payment.
For example, if you closed your account, the funds might have bounced back to the government or are in a pending account. If you moved residences, the IRS might have sent your paper stimulus check or debit card to your old address.
Whether your eligibility for the stimulus check changed or you never received your payment, you can claim funds when you file your 2020 taxes.
By Melanie Henson –